People need to quit making stocks so difficult. You don’t need an advisor, in fact the people I have paid have caused me my biggest losses. If you have money to open an account do it and then start buying and build from there. Something as simple as Ford. When I first bought Ford it was $8, now it’s $12 and been higher plus you get paid dividends. I don’t remember where EXPD was, less than $20, now $54. I learned by reading a lot. I use Scottrade and it only cost $7 each time I trade. And this isn’t an advertisement ?